David Schick is a global banking executive with extensive experience in Retail Banking, Business Banking, Private Banking/ Wealth Management, Insurance and Cards. He currently works for Raiffeisen Bank International (RBI), one of the largest banks in CEE. Prior to Raiffeisen, David was one of the top executives in Citigroup’s Global Consumer business. At Citi he focused on improving the effectiveness of key customer-facing areas across all Consumer product lines on a global level, including expansion of the wealth management proposition. Prior to that, David was responsible for Retail Banking and Card Sales and distribution strategies outside North America which generated $4bn in annual profit with particular emphasis on the markets of EMEA and Asia Pacific. He also held senior HR roles and was part of the senior team who integrated several multi-billion dollar acquisitions. Before Citigroup, David built one of the top-performing practices at Mercer Consulting. Mr. Schick began his career in Corporate and Business Banking and is credit-trained. His expertise is in the areas of strategy, M&A, change management, sales & distribution, service, operations, marketing, product innovation and human capital productivity.